Investments

Investments can play a key role in your financial security plan. For individuals, a mix of savings, income and pension plans can help achieve short- and long-term goals. For employee groups, I can offer advice on savings and pension plans.

A retirement plan has several advantages, it can allow tax-deferred compound interest and help accumulate savings to achieve long-term retirement goals. It also allows for a variety of choice of specific investment options. For families with children, an education plan can help finance post-secondary education.

Some of the advantages of Retirement and Education Plans include:

• Tax-deductible contributions
  
• Tax deferral of compounding income and growth
  
• Based on a family’s net income and the amount contributed, a government Education Plan grant is available
  
• When money is withdrawn from an Education Plan, the student typically pays little tax, due to a low income tax rate

Working together, we can examine Retirement and Education Plan investment options in order to build a customized portfolio that takes into consideration your financial security goals, tolerance to risk and timeline. Contact us today to find out more.

For business owners, group retirement and savings plans can play a key role in attracting and retaining quality employees.

Just like you, your dedicated employees are working towards a safe, secure future. Either provided independently or paired with group benefits, a group savings plan is a convenient, flexible and affordable way to help your employees reach their long-term financial goals.

Employees gain instant tax savings for their contributions, since they are made using pre-tax payroll deductions. They also receive the peace of mind that comes from knowing every month they are building towards retirement.

I can help you and your valued employees choose group retirement and savings products. We will design an investment plan tailored to fit the needs of everyone involved. Choose from products like:

• Retirement savings plans designed specifically for groups
  
• Deferred profit sharing plans
  
• Defined contribution pension plans
  

Contact us today to learn about how group retirement and savings plans can benefit your business.

We have a wealth of experience in the financial services industry.