A cornerstone of financial planning is the recognition that everyone's economic and life situation is unique. Personalized service is essential when matching clients with the right financial products and services.
A commitment to professionalism and the cooperative development of unique, personal goals forms the foundation of any strong financial plan.
A financial plan must reflect the stage of life its owner is in: whether purchasing a first home, financing a child’s college education or planning for retirement. A plan must reflect its owner’s personal or business situation, and highlight those financial products that best fit it. A custom-tailored financial plan must also be continually reviewed to measure its achievements against stated aims, and ensure the owner is comfortable everything is moving forward according to plan.
If you ever have questions about your plan or about specific financial products, contact me. We will set up a time to meet to review your needs and address any questions you may have. Contact me today.
Milner attained a Bachelor of Business from the University of Texas at El Paso.
Mr. Carballo has been in the Financial Industry for the last twenty-six years and has acquired the following professional designations, Chartered Life Underwriter, Chartered Financial Consultant, Certified Wealth Strategist ® Professional and Retirement Income Certified Professional® .
CLU® - The Chartered Life Underwriter designation provides in-depth knowledge on the insurance needs of individuals, business owners, and professional clients.
ChFC® -The Chartered Financial Consultant focuses and meets the advanced financial planning needs of individuals, professionals and small business owners.
RICP® -The Retirement Income Certified Professional is an advanced designation for experienced financial professionals that are experts in retirement income planning. A Retirement Income Certified Professional helps retirees and near-retirees develop a plan for managing and using the assets they have accumulated for retirement in order to live within a realistic budget and not run out of money prematurely.
Certified Wealth Strategist® Professional - Certified Wealth Strategist designation provides a unique industry perspective on how to collaborate with your client and your client’s financial influencers.
Top of the Table Member MDRT
Member Circle of Excellence
The Million Dollar Round Table (MDRT) is an independent association. Membership is based on production and does not qualify a financial professional to provide investment recommendations or advice.